By taskmaster4450 on Skatehive
The passage of the GENIUS Act by the United States Congress changed everything. We are now seeing a new paradigm emerge which is going to alter the entire payments system. It is obvious everything is going digital. AI operates, presently, exclusively in the digital realm. This is something that few consider when discussing the topic of money. An AI agent is not going to have a bank account. It will also not be able to utilize credit cards. Here is where the development of digital currencies over a decade ago enter the picture. These are ideally suited for AI agents. Stablecoins are the killer app for cryptocurrency. We can debate how decentralized they are (hence no DApp) due to the fact that they are heavily regulated. Banks and other financial institutions are gearing up. This will lead to usage by billions of people globally. My guess is 2026 is the year this really takes off. Banks are still a bit slow to get involved although they are having to build out their infrastructure. One